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- 2357 Jupiter Road Plano, Texas 75074
- 1-877-469-2131
- Monday to Friday : 10:00 AM - 07:00 PM
- Saturday: 10:00 AM - 05:00 PM
- Sunday: Closed
An auto insurance policy is designed to cover the costs of vehicle repairs and medical expenses following an accident, helping you return to normalcy as quickly as possible while minimizing the stress typically associated with such incidents. Car accidents can occur unexpectedly, often at the most inconvenient times. This is why it’s crucial to have a reliable, low-cost insurance provider to support you.
Payless Auto Insurance provides affordable auto insurance that includes a comprehensive package of essential coverages, forming a complete auto insurance policy. In addition to auto insurance, we also offer commercial auto, homeowners and renters’ insurance, as well as general liability insurance for business.
Let us create the perfect insurance package to fit your needs and budget.
An auto insurance policy is designed to cover the costs of vehicle repairs and medical expenses following an accident, helping you return to normalcy as quickly as possible while minimizing the stress typically associated with such incidents. Car accidents can occur unexpectedly, often at the most inconvenient times. This is why it’s crucial to have a reliable, low-cost insurance provider to support you. Payless Auto Insurance provides affordable auto insurance that includes a comprehensive package of essential coverages, forming a complete auto insurance policy. In addition to auto insurance, we also offer commercial auto, homeowners and renters’ insurance, as well as general liability insurance for business. Let us create the perfect insurance package to fit your needs and budget.
If you are responsible for an automobile accident, liability insurance will cover third-party expenses resulting from the accident, including their personal injury and property damage up to the coverage limits that you choose.
Protects your vehicle from insured risks that aren’t connected to collisions, such as fire, theft, hail, vandalism, falling items, and collisions with animals.
Provides coverage to your vehicle in the event of a collision with another vehicle or a stationary object.
Coverage that compensates for appropriate medical costs or death benefits for individuals involved in an accident. It covers medical expenses for you and your passengers, no matter who is responsible for the accident. Additionally, it can assist in covering medical expenses resulting from injuries as a pedestrian.
A supplement to the typical auto policy, which offers coverage for your damages and injuries, as well as those of your passengers, if the driver responsible for the accident does not carry insurance.
This insurance protects against uninsured motorists and offers coverage when the other driver is at fault for the accident, but their auto insurance does not fully cover the damages incurred.
The Financial Responsibility Insurance Certificate, commonly referred to as SR-22 insurance, is a form of liability insurance for motor vehicles. Payless Auto Insurance can offer you a cost-effective SR-22 insurance document that confirms an individual has the legally required minimum liability coverage. If you lost your driving privileges or your license has been suspended or revoked due to a car accident, conviction, or judgment, you must file an SR-22 with the DMV and maintain coverage for a period of two years starting from the conviction date. An insurance card or policy cannot substitute for an SR-22. Drivers need an SR-22 certificate for various reasons; however, it is most frequently requested to assure the Department of Motor Vehicles that you possess the basic insurance coverage mandated by law. Some of the most common reasons a driver might be asked by the state to obtain this are: failure to provide proof of auto insurance, a DUI or DWI, serious moving violations, an at-fault accident while uninsured, repeated traffic offenses, or accumulating excessive tickets in a brief timeframe, along with a revoked or suspended license.
Homeowners’ insurance for liability aims to safeguard your assets and pay for your legal expenses if you or your family members are found responsible for injuring someone or damaging their property.
Covers the expenses for repairing or reconstructing your home, including electrical systems, plumbing, and heating and cooling systems, if they are harmed by a covered event. It’s essential to purchase sufficient dwelling coverage to match the expenses of rebuilding.
This homeowner’s insurance protects against damage to separate structures such as garages, fences, sheds, and cottages located on your property.
This insurance provides protection for personal belongings in your residence that might be harmed or lost due to a covered event, which can include your furniture, clothing, sports equipment, and electronic devices.
This homeowner’s insurance protects against damage to separate structures such as garages, fences, sheds, and cottages located on your property.
This type of homeowner’s insurance provides coverage for extra housing and living costs if you need to relocate temporarily while your home is being repaired.
If you’re renting a home or apartment, it’s essential to have affordable renters’ insurance to protect yourself and your belongings, which some landlords or apartment complexes may require. We provide budget-friendly renters insurance that safeguards you against incidents like fire, theft, water damage, and other unexpected events not covered by your landlord’s policy. Renters insurance can cover not only the items within your home but also liability and medical coverage for any guests who visit. With plans starting at just $15 a month, contact us today for a quote at (877) 469-2131!
A mobile home insurance policy can offer the necessary coverage for your dwelling by determining coverage amounts based on the size and materials of your mobile home. The belongings within are also safeguarded against theft, fire, and various other risks that might jeopardize your personal property. When visitors come onto your property, you are liable for any injuries or damage that may occur to them. Mobile homeowners’ policies include liability coverage and medical payments for others. Mobile home insurance is a type of property insurance intended to safeguard an individual’s home from damage to the structure itself or from damage to items inside your mobile home. Additionally, this insurance provides liability protection for accidents that happen within the home or on the property.
If you run your own business or work as a contractor, we provide affordable rates on commercial general liability insurance that can shield you from various claims, including bodily injury, property damage, personal injury, and other issues that may arise from your business activities.
Commercial general liability insurance, often called CGL, is typically bundled with property insurance in a business owner’s policy, but it is also available as standalone coverage for many contractors. As a small business owner or contractor, having some level of general liability insurance is crucial for protecting your income.
One incident could lead to a lawsuit that may be beyond your capacity to manage. A solid way to guard against such scenarios is to ensure that you have sufficient general liability insurance in place.
Additionally, some employers might require you to possess a specific amount of general liability insurance before allowing you to work for them.
A workers’ compensation policy, commonly referred to as workers’ comp, is a form of insurance that delivers medical and wage benefits to workers who suffer injuries or illnesses as a result of job-related incidents. This policy is distinct from general liability or business insurance policies. It offers protection for business owners and employees in case of workplace injuries. We provide a variety of packages to fit your needs and budget.
This policy is distinct from general liability or business insurance policies. It offers protection for business owners and employees in case of workplace injuries. We provide a variety of packages to fit your needs and budget.
A surety bond is provided to individuals seeking to secure a clear auto title from the Department of Motor Vehicles. The Department of Transportation mandates that vehicle owners obtain a surety bond if they lack adequate proof of ownership. These bonds are sometimes known as title bonds.
When you possess a vehicle and wish to acquire its title but face obstacles, a surety bond can assist you in this process. There are three parties involved in Automotive Title Bonds that enable you to secure the title of your vehicle, even if the finance company goes out of business after you have settled your payments.
The three parties in Automotive Title Bonds are: The Oblige (the individual or entity that receives the obligation or payment), The Principal (the individual or entity responsible for fulfilling the obligation or payment), and The Surety (the insurance entity that guarantees to the oblige that the principal will fulfill the obligated task).
Motorcycle insurance provides liability coverage similar to a car insurance plan, but it specifically covers any harm caused to others while you are riding your motorcycle. Additionally, you have the option to include medical payments coverage, guest passenger medical coverage, comprehensive coverage, collision coverage, and even roadside assistance to ensure complete protection for your bike.
With policies beginning at just $35 per month, contact us today for a complimentary quote!
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