The Financial Responsibility Insurance Certificate, commonly referred to as SR-22 insurance, is a form of liability insurance for motor vehicles. Payless Auto Insurance can offer you a cost-effective SR-22 insurance document that confirms an individual has the legally required minimum liability coverage.

If you lost your driving privileges or your license has been suspended or revoked due to a car accident, conviction, or judgment, you must file an SR-22 with the DMV and maintain coverage for a period of two years starting from the conviction date. An insurance card or policy cannot substitute for an SR-22.

Drivers need an SR-22 certificate for various reasons; however, it is most frequently requested to assure the Department of Motor Vehicles that you possess the basic insurance coverage mandated by law. Some of the most common reasons a driver might be asked by the state to obtain this are: failure to provide proof of auto insurance, a DUI or DWI, serious moving violations, an at-fault accident while uninsured, repeated traffic offenses, or accumulating excessive tickets in a brief timeframe, along with a revoked or suspended license.