Texas state law requires that you purchase and maintain a minimum of liability auto insurance for your vehicle. This will insure that you have coverage to pay for any accident that you may cause.Let Payless Auto Insurance insure your vehicle today!
Let Payless Auto Insurance cover what’s more important to you, your home! Here at Payless we offer a variety of coverage’s for homes, mobile homes, single and multi-family dwellings, condos and townhomes. A homeowner’s policy provides the right coverage for your structure using a calculated amount of coverage based on the material and size of your home. A homeowner’s policy provides coverage for the dwelling, liability, personal property, medical payments, and loss of use.
Dwelling coverage pays for the damages or destruction to the house or any unattached structure such as fences, detached garages, and storage sheds. It will also cover repairs needed for electrical wiring, plumbing, heating, and air conditioning damages if caused by a loss.
Liability will cover you against a financial loss caused by a lawsuit for someone’s injuries or property damage. Liability coverage starts at $25,000 and can be as a high as $300,000.
Personal property will cover the contents of your home, including furniture, clothing and appliance in case of a loss.
Medical payments covers medical bills for people hurt in your property.
Loss of Use
Loss of use will pay for additional living expenses if your home is too damaged to live in after a loss.
Commercial Auto Insurance
Commercial insurance is one of our specialties and we use top of the line insurance companies for your commercial needs. An average insurance agency may not have the expertise and knowledge when it comes to commercial insurance. We strive to get you the best coverage for your business. With our knowledge and experience you will find the right coverage for your business. We offer coverage for buildings/business personal properties/liability/umbrella and pretty much whatever your business requires.
We have a wide range of insurance companies for your commercial auto coverage. You have a trailer to hitch ? No problem ! We got you covered. We offer this great program where you get a commercial auto coverage and your trailer is automatically covered for liability. We have A+ carriers for your commercial autos.
Please contact us for more details.
In Texas, an SR-22 referred to as a certificate of insurance or a financial responsibility filing is required by the Department of Motor Vehicles for high risk insurance policies. It is basically certificate that verifies that you are driving with the right coverage. You only need an SR-22 if it is assigned to you by a judge or if you receive a letter from the Department of Motor Vehicle requesting you have one. Here at Payless we offer. Here at Payless we can help you file for an SR-22 weather you already have an active policy with us or are a brand new customer. Here’s some good news! SR-22 are only temporary, this means that after you finish with the time required to carry and SR-22 you can remove it from your policy at no extra cost. Come in today for a quote on your SR-22 filing.
Mobile Home Insurance
Insurance coverage for mobile and manufactured homes is usually similar to a standard homeowner policy, offering coverage for the home, your personal property and liability claims.
Have a boat? Here at Payless Auto Insurance we have just the right coverage for your boat. All of our boat policies include unlimited small accident forgiveness, fuel spill cleanup, wreckage removal, roadside assistance, and watercraft sport coverage. All watercraft policies include coverage to pay for injuries or damages to property for which the owner is liable. You can also add comprehensive and collision to cover for the damages done to your watercraft with a deductible. At Payless Auto Insurance we want to offer you great coverage at an affordable price.
The multi-car discount is applied to the policy that has two or more vehicles on the policy. The more vehicles you add to the policy, the cheaper the price is per vehicle.
You can obtain a discount for having prior insurance of 6 or more months with another carries, without any lapse greater than 30 days. In order to qualify for the discount, the named insured on the policy must be listed on the previous carrier declaration page/ID card.
Homeowners discount is given if you are a homeowner. In order to receive the home owner’s discount, the home must be registered under the named insured name or spouse name, which must be on the policy.
If you are legally or common law marriage you can receive a discount because you are considered a more responsible driver. Your spouse can be either included or excluded from your policy to get a discount.
By paying your policy premium in full you can receive a discount on the overall price of your 6 month/ 12 month policy.
Many companies offer a discount if you are willing to make payments through your bank account, credit card, or debit card via electronic withdrawals every month.